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Can You Borrow Against RSUs? Many technology employees and founders hold a large portion of their net worth in company stock or RSUs. As those holdings grow, some people begin looking for ways to access liquidity without immediately selling shares. What are RSUs? Restricted Stock Units (RSUs) are shares granted by a company that typically … Read more
Margin Loan vs Securities-Backed Loan Both margin loans and securities-backed lending involve using investments as collateral, but they are often structured differently. Margin loans Traditional margin loans are usually tied directly to brokerage accounts and trading activity. They are commonly used for: Leveraged investing Short-term trading Additional stock purchases Securities-backed lending Securities-backed structures are often … Read more
Securities-Backed Lending Explained Securities-backed lending is a structure where eligible investment assets may be used as collateral to access capital. Instead of selling investments outright, investors may be able to borrow against them while maintaining ownership exposure. Why investors consider it Long-term investors sometimes want liquidity without disrupting their portfolio strategy. This can be relevant … Read more
How to Borrow Against Stocks Without Selling Many long-term investors eventually face the same problem: they need access to capital, but they do not want to sell the investments they believe in. Selling shares can trigger taxes, reduce future upside exposure, and interrupt a carefully built portfolio strategy. One alternative some investors explore is borrowing … Read more